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Council tax in Cumberland 2026/27

£2,511a year for a Band D home in Cumberland, 2026/27: £251 a month over ten instalments

A Band D home in Cumberland pays £2,511.32 in council tax for 2026/27, up £117 (4.9%) on 2025/26. Band A pays £1,674 and Band H £5,023. Cumberland is among the more expensive third of England's 296 billing authorities (rank 87), £120 above the England average of £2,392.

Assumptions: financial year 2026/27 (1 April 2026 to 31 March 2027); a dwelling occupied by two adults with no discount, exemption or council tax support; the area average including the average parish precept (122 parish and town councils in Cumberland set a precept, so bills differ between parishes). Figures as published by MHCLG on 2026-03-25.

All eight bands in Cumberland

ACumberland (billing authority): £1,335Cumbria PFCC - Police: £226Cumbria PFCC - Fire: £69Parish precept (average): £44£1,674BCumberland (billing authority): £1,558Cumbria PFCC - Police: £264Cumbria PFCC - Fire: £80Parish precept (average): £52£1,953CCumberland (billing authority): £1,780Cumbria PFCC - Police: £301Cumbria PFCC - Fire: £92Parish precept (average): £59£2,232DCumberland (billing authority): £2,003Cumbria PFCC - Police: £339Cumbria PFCC - Fire: £103Parish precept (average): £67£2,511reference bandECumberland (billing authority): £2,448Cumbria PFCC - Police: £414Cumbria PFCC - Fire: £126Parish precept (average): £81£3,069FCumberland (billing authority): £2,893Cumbria PFCC - Police: £490Cumbria PFCC - Fire: £149Parish precept (average): £96£3,627GCumberland (billing authority): £3,338Cumbria PFCC - Police: £565Cumbria PFCC - Fire: £172Parish precept (average): £111£4,186HCumberland (billing authority): £4,005Cumbria PFCC - Police: £678Cumbria PFCC - Fire: £206Parish precept (average): £133£5,023
  • Cumberland (billing authority)
  • Cumbria PFCC - Police
  • Cumbria PFCC - Fire
  • Parish precept (average)

Each rung is one valuation band; its length is the annual bill and the colours show who receives the money. Bands are fixed proportions of Band D: A is 6/9, H is 18/9.

Band1991 valueA yearA month (10)A month (12)Change on 2025/26
Aup to £40,000£1,674.21£167.42£139.52+£78.28
B£40,001 to £52,000£1,953.25£195.33£162.77+£91.33
C£52,001 to £68,000£2,232.28£223.23£186.02+£104.37
Dreference band£68,001 to £88,000£2,511.32£251.13£209.28+£117.42
E£88,001 to £120,000£3,069.39£306.94£255.78+£143.51
F£120,001 to £160,000£3,627.46£362.75£302.29+£169.60
G£160,001 to £320,000£4,185.53£418.55£348.79+£195.70
Hmore than £320,000£5,022.64£502.26£418.55+£234.84

Annual figures are MHCLG's Table 9 (area council tax by band). The change on 2025/26 applies the statutory band ratio to last year's Band D, so it is exact for Band D and rounded to the pound for other bands. Councils normally bill in ten monthly instalments from April; you can ask for twelve.

Who receives the money

Of the £2,511 Band D bill, £2,003 (80%) is Cumberland's own council tax, of which £38 is this year's adult social care precept increase. The rest is collected on behalf of other bodies:

Band D in Cumberland, five years

£2,1752023/24
£2,2842024/25+5.0%
£2,3942025/26+4.8%
£2,5112026/27+4.9%

Between 2023/24 and 2026/27 the Band D bill in Cumberland rose from £2,175 to £2,511, 15.5% in 3 years. England's average went from £1,966 to £2,392 over the same period (21.7%).

Stone terraced houses with front gardens in Colne
Photo: Chris Heaton, CC BY-SA 2.0, via Wikimedia Commons

Nearby councils in the North West

CouncilBand ABand DBand HChange
Blackpool£1,675£2,513£5,026+5.1%
Cheshire West and Chester£1,678£2,517£5,035+5.2%
Cumberland£1,674£2,511£5,023+4.9%
Fylde£1,656£2,484£4,968+4.0%
Knowsley£1,659£2,488£4,977+4.9%
Lancaster£1,669£2,503£5,006+4.0%
Rossendale£1,680£2,520£5,040+3.9%
Westmorland and Furness£1,672£2,508£5,016+5.0%
Wirral£1,667£2,501£5,001+5.0%

All councils in the North West · Rankings for England · Every billing authority.

Questions about council tax in Cumberland

How much is council tax in Cumberland for a Band D home?

£2,511.32 a year in 2026/27 for a Band D dwelling occupied by two adults, or about £251 a month over the usual ten instalments (£209 over twelve). That is +£117 (+4.9%) compared with 2025/26.

How much is council tax band A in Cumberland?

Band A in Cumberland is £1,674.21 a year in 2026/27, about £167 a month over ten instalments. Band A is charged at 6/9 of the Band D figure of £2,511.

How much is council tax band B in Cumberland?

Band B in Cumberland is £1,953.25 a year in 2026/27, about £195 a month over ten instalments. Band B is charged at 7/9 of the Band D figure of £2,511.

How much is council tax band C in Cumberland?

Band C in Cumberland is £2,232.28 a year in 2026/27, about £223 a month over ten instalments. Band C is charged at 8/9 of the Band D figure of £2,511.

Who receives the council tax paid in Cumberland?

Cumberland (billing authority) £2,003, Cumbria PFCC - Police £339, Cumbria PFCC - Fire £103, Parish precept (average) £67 at Band D. Cumberland is a unitary authority and keeps the largest share itself.

Is council tax in Cumberland high compared with the rest of England?

Cumberland ranks 87 of 296 billing authorities on Band D (1 is the most expensive), among the more expensive third. Its Band D of £2,511 is £120 above the England average of £2,392.

Sources

  1. Council Tax levels set by local authorities in England 2026 to 2027 (MHCLG statistical release, 25 March 2026) (accessed 2026-09-12) ✓ checked
  2. Council Tax levels 2026 to 2027: Tables 1 to 9 (Table 9: area council tax for a dwelling occupied by two adults by band) (accessed 2026-09-12) ✓ checked
  3. Council Tax levels 2026 to 2027: Table 10, local authority level data (precept elements, adult social care, parishes) (accessed 2026-09-12) ✓ checked
  4. Live tables on Council Tax: Band D council tax figures 1993-94 onwards (revised 22 April 2026) (accessed 2026-09-12) ✓ checked
  5. Local Government Finance Act 1992, section 5: different categories of dwellings (band proportions 6:7:8:9:11:13:15:18) (accessed 2026-09-12) ✓ checked

Figures for 2026/27 as published by the Ministry of Housing, Communities and Local Government on 2026-03-25 (Band D live table revised 22 April 2026). Contains public sector information licensed under the Open Government Licence v3.0. How we calculate · Which band am I?

Council Tax Ledger shows the average area council tax for 2026/27 for a dwelling occupied by two adults with no discounts, as published by the Ministry of Housing, Communities and Local Government. Parish precepts vary within a district, so your bill may differ. Not financial advice.